Terms of Service

Acceptance of Terms

By accessing or using Finanze.Pro, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.

Description of Service

Finanze.Pro is a personal finance management platform that helps you:

• Track your income and expenses
• Manage budgets and spending categories
• Set and monitor savings goals
• Analyze your financial patterns and trends
• Generate reports and insights about your finances

User Accounts

Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must be at least 18 years old to use our service
• One person may not maintain multiple accounts

Account Responsibility

• You are responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account
• Keep your contact information up to date

Acceptable Use

You agree not to:

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service or servers
• Upload malicious code or attempt to hack the platform
• Share your account credentials with others
• Use automated tools to access the service without permission
• Violate any applicable laws or regulations

Data and Privacy

• You retain ownership of all financial data you input into the platform
• We will protect your data according to our Privacy Policy
• You are responsible for the accuracy of the data you provide
• We may use aggregated, anonymized data to improve our service
• You can export or delete your data at any time

Service Availability

While we strive to provide reliable service, we cannot guarantee:

• 100% uptime or uninterrupted access
• That the service will be error-free
• That all features will work perfectly at all times
• Compatibility with all devices or browsers

Free Service

Finanze.Pro is currently provided free of charge. We reserve the right to introduce paid features or subscriptions in the future, but will provide advance notice of any changes to our pricing model.

Limitation of Liability

To the fullest extent permitted by law:

• We provide the service "as is" without warranties of any kind
• We are not liable for any financial decisions you make based on our platform
• Our liability is limited to the amount you paid for the service (currently $0)
• We are not responsible for data loss due to user error or technical issues

Termination

Either party may terminate this agreement:

• You may delete your account at any time
• We may suspend or terminate accounts that violate these terms
• We may discontinue the service with 30 days notice
• Upon termination, you may export your data for 30 days

Changes to Terms

We may update these Terms of Service from time to time. We will notify users of significant changes via email or platform notification. Continued use of the service after changes constitutes acceptance of the new terms.

Contact Information

If you have questions about these Terms of Service, please contact us: